Follow up to conversation with Cliff.
Cliff, will talk to Comfort Solutions tomorrow morning.
- Get them to remove and store the air conditioning units in advance of the storm?
- That allows Dewayne to rebuild the platform and keeps the units safe from new storm
- Damaged unit will likely fall apart on removal, triggering $4,000 replacement cost.
- Ask whether in their opinion the denting and shifting of outdoor unit was storm related and whether that justifies it being replace and covered by insurance (doubtful. The thing looks like it was ready to fall apart anyway)
- Find out whether the failure of the attic unit was, in their opinion, storm related.
- At a minimum, I think we can justify the storage and rebuilt of the platform as storm repair related
Tom will continue to transmit information to USAA
- We did get a check in the mail from USAA that is now deposited in mom and dad's account
- I got what I consider the go ahead to remove sheetrock and insultation where the moisture readings are high
- Are we in agreement that this is the prudent and necessary thing to do to prevent long-term problems?
Margaret we need your feedback on that and hope you can take a research and decision-making role in the flooring decisions
- Carpet
- Scenario 1: USAA agrees to pay for the replacement of all carpet. Cheapest option.
- Scenerio 2. USAA only pays for hallways and front stairs.
i. Do we put down carpet that matches the existing carpet as close as possible?
ii. How much of the rest do we pay to replace?
iii. Do we leave the bedrooms carpeted and replace the hallways and stairs with wood or alternative?
- Can we get USAA to cover the difference?
- Are we willing to pay the difference in exchange for the advantages of cleanup and damage resistance?
- What is the best replacement option?
- Wood?
i. What kind?
From: Cliff Spencer <cliff@alasaw.com>
Date: Monday, October 5, 2020 at 10:42 AM
To: Thomas Spencer <tspencer@planetbama.com>
Cc: Spencer Sibling Council <spencersiblingcouncil@NETORGFT3720483.onmicrosoft.com>, "planetbama.beach@blogger.com" <planetbama.beach@blogger.com>
Subject: Re: To do list on the insurance/Beach project
Hey ya'll,
Here is the link to the folder I created on the Spencer google drive for my pics or moisture reading I made with Dwayne: https://drive.google.com/drive/folders/1eAABd_0LgtMOnvJIFTsSuo4hLksBI3S8?usp=sharing
There are comments attached to each one showing the location and the moisture readings and other comments. This is best viewed from google drive on the web rather than opening the images in Preview or another app. I think my comments only show up on the web.
What these moisture reading indicate is that all interior drywall and wood paneling on exterior walls needs to be removed, the insulation removed, so that the walls can dry. If they are not removed, the wall and insulation will dry out, but because of the moisture, mold will develop and continue to grow, as it has already started in several locations. This is the contractors recommendation, and I agree.
If we decide not to open up all the walls, we could roll the dice, but we'll likely end up with black mold and is hard to remove and will be even more costly if it's allowed to grow for any length of time. Better to pressure USAA to cover it (we've surely paid them enough in premiums) and get it done.
The exterior sheathing on the underside of the house needs to be removed as well.
Once this is complete, we wait about two weeks for it to dry out. Then it can all be treated for mold and cleaned. Then we can start the process of replacing insulation, drywall and painting.
On the flooring/replacing carpet, we need to get USAA to cover replacing all the carpet, as anything new will not match the existing. As an improvement, per the contractors recommendation, we should consider wood flooring or "LifeProof Vinyl" (google that) as an alternative. Both are better options that tile, which can trap moisture in the sublayers. I am NOT saying we need to replace the tile floor in the beach side downstairs and upstairs. That should dry out well enough once we remove exterior sheathing.
Additional asks for USAA to cover:
-Painting of all walls in order to match new/repaired walls
-Cabinetry to be reset in the laundry room and kitchen
-Storage Pod rental to store the furniture during renovation
-Clean up or everything
-Dumpster costs
Assuming this all goes well with USAA and contractor's schedules, we will need to decide on paint colors. I guess it's an opportunity to rethink interior furniture, replace mattresses and other things that have been on our lists.
Pretty overwhelming, but we can do it! Step by step.
I will put up the hurricane shutters before leaving, as it looks like we have more storms on the way. Yikes!
Cliff Spencer, field to studio205.377.6729 | www.alasaw.com
recent press: www.gardenandgun.com
social: @alabamasawyer IG TW FB NEWS
On Oct 2, 2020, at 10:51 AM, Thomas Spencer <tspencer@planetbama.com> wrote:
Oct. 2, 2020
Make sure the air conditioner is fixed and running at the right level and the house is sealed up and dehumidified.
I have an additional dehumidifier for you to take down.
Fans as well.
Reinspect for new mild growth in hidden corners. I didn't kill the mold in the utility closet. If Dewayne and crew didn't tear that out it should be treated with bleach. There is bleach down there.
Review the adjuster's report.
Walk through the house and look for additional mold, etc.
Walk through the house with DeWayne and identify what really needs to be done.
If you have time before you leave, we can go over the adjuster's report.
We have to identify what he's left off, and what we can legitimately claim beyond what he has identified.
We need to present a counter proposal.
We need to decide what we are going to do about replacement flooring.
Keep paint colors
Examine Doors front and back
Kitchen stairs
Utility closet under the stairs
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Wednesday, October 7, 2020
Re: To do list on the insurance/Beach project
Good morning!
Cliff and I talked last night, and I will look into Life Proof Vinyl and wood options in the next couple days and email back with my findings.
I think if insurance is paying for the extensive work to be done, then I am fine with it. By extensive I mean demo of all exterior walls, drying out process, and re-installation of drywall with painting once everything is dry, and redoing flooring. I understand there will be some difference in materials and cost with flooring replacement, and that is yet to be determined.
I think Tom indicated in a previous email that USAA would pay for the wall work, excluding exorbitant materials, hope that is the case and we have either more money or an adjusted claim from them soon.
Fingers crossed on Delta! I'll be back in touch when I know more about flooring.
Thanks
Marge
On Tue, Oct 6, 2020 at 6:14 PM Thomas Spencer <tspencer@planetbama.com> wrote:
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